at Directline Finance
July 2005 - at Present
State of Victoria
Certificate IV in Property Services (real estate)
at Australian School of Business & Law
2011 - 2012 (1 year) State of Victoria
Diploma of Financial Services
at Investment Banking Institute
2010 - 2011 (1 year) State of Victoria
Bachelor of Business
at Victoria University
2001 - 2004 (3 years) State of Victoria
At Directline we understand that many small businesses experience cash flow problems, as a result, you are unable to meet your ongoing expenses and obligation.
A short term business loan can provide your business with funds to have your business afloat in no time, making it possible for you to pay your suppliers, ATO obligations or capital for your startup.
A caveat loan is a short-term loan to help you get through a financial crunch. Allowing you to purchase an asset without waiting for bank approval. A caveat loan is fast money!
At Directline Finance we provide short-term caveat loans that are secured against Australian Real Estate. These loans provide you with the funds you need up front, so you have the money you need, within 72 hours.
Directline's speciality is mezzanine debt with an array of products available in this space.
Through our daily involvement in our own developments we are able to assist our clients by bridging the gap in the lack of understanding that exists between investors and borrowers in this sector.
Directline provides mezzanine and structured debt funding solutions for existing properties as well as for construction and development opportunities.
A well planned mezzanine finance facility can supply a developer with a much needed cash injection and enable them to carry on with day to day management.
Private Mortgages – AKA ”solicitors’ loans” – have been common in Australia for many years.
If you have a commercial, rural or specialised property (e.g. vacant land, commercial building, caravan park farm, car wash etc.) that the institutions won’t touch, and/or no tax returns to support a loan and require land financing, then a Private Mortgage may be for you.
Directline's Private Mortgage funders are easier to deal with than the banks and will often ‘give you a chance’ when the others won’t.
They tend to have a much faster turnaround and less paperwork to fill out.
Rates are generally higher for these types of loans however, most are prepared to pay a premium for a higher level of service.
As developers know, rapidly changing marketplace conditions can have a dramatic effect on profitability. Directline understands what you are dealing with and offers a range of products for developers:
-Land-bank finance with interest capitalised or paid monthly.
-Site acquisition against valuations uplifted by rezoning/planning approvals.
-Progressively drawn construction finance for developers during construction and the budget sell down period.