Looking For New Opportunity :
To get a new position in a well-established company that may improve my skills and knowledge , get more experiences develop and learn new skills and to be an effective part in my work team through which we can do the best performance for our company.

Experience

  • Property Management And Operations Support

    at AL Emadi Enterprises & Al Hazm Mall

    September 2017 - at Present

    Baladīyat ad Dawḩah

    o Key administration and assist the Property Management Department with many tasks including correspondence, tracking costs, budget spreadsheets and lease administration. o Provide high quality of customer service and take an active role in the tenant retention program. o Issuing of monthly rent statements for commercial and individual. o Develop and lead a marketing team that will develop and execute new concepts, business models, channels and partners to position business as innovator and leader. o Oversee financial performance: find the reason for increase/decrease and propose action plan in order to meet and increase sales and revenue targets. o Developing a new wing of exhibition /events for the organization. o Participate in the organization and management of many exhibition / events and festivals held in the Mall ALHAZM ( Teeb Alhazm events / Asjad Jewelers Exhibition / Razza events) .

  • Relationship Manager / Retail & Corporate Banking Department

    at The Housing Bank for Trade and Finance

    February 2011 - May 2017

    Muḩāfaz̧at `Ammān

    o Cross selling Bank Products and facilities. o Present and sell personal banking products & services to customers in an ethical structured & professional manner. o Provide customers with basic information on all Bank’s products / services to increase Customer awareness & ensure a high level of quality service. o Maintaining and developing relationships with existing customers to enhance the cross sell opportunities. o Prepare complex financial analyses and models to aid in investment decisions.

Education

  • organization and management of many exhibition / events and festivals held in the Mall ALHAZM ( Teeb Alhazm / Asjad Jewellery Exhibition / Razza events)

    at AlHazm Mall

    2019 - 2019 (1 year) Baladīyat ad Dawḩah

  • Excellence in customer service

    at The Housing Bank for Trade and Finance

    2016 - 2016 (1 year) Muḩāfaz̧at `Ammān

  • Corporate Relationship Management

    at The Housing Bank for Trade and Finance

    2015 - 2015 (1 year) Muḩāfaz̧at `Ammān

  • Tax compliance law

    at the Housing Bank

    2014 - 2014 (1 year) Muḩāfaz̧at `Ammān

  • Quality Service & Sales Improvement

    at The Housing Bank for Trade and Finance

    2013 - 2013 (1 year) Muḩāfaz̧at `Ammān

  • Bank Group Loans

    at The Housing Bank for Trade and Finance

    2013 - 2013 (1 year) Muḩāfaz̧at `Ammān

  • Cash flow management and credit analysis

    at The Housing Bank for Trade and Finance

    2013 - 2013 (1 year) Muḩāfaz̧at `Ammān

  • Anti money laundering

    at The Housing Bank for Trade and Finance

    2011 - 2011 (1 year) Muḩāfaz̧at `Ammān

  • Introduction to advances and personal loans

    at The Housing Bank for Trade and Finance

    2011 - 2011 (1 year) Muḩāfaz̧at `Ammān

  • Electronic cards and alternative channels Electronic cards and alternative channels

    at The Housing Bank for Trade and Finance

    2011 - 2011 (1 year) Muḩāfaz̧at `Ammān

  • B.Sc. Degree in Accounting Information System

    at Al-Balqa Applied University

    2005 - 2009 (4 years) Muḩāfaz̧at `Ammān

Services offered

  • Real Estate Management And Operations Support

    o Key administration and assist the Property Management Department with many tasks including correspondence, tracking costs, budget spreadsheets and lease administration.
    o Issuing of monthly rent statements for commercial and individual.
    o Provide high quality of customer service and take an active role in the tenant retention program.
    o Collaborate with sales and sourcing to develop strategic partnership activities and implement the execution framework and strategic plan on identified opportunities.
    o Develop and lead a marketing team that will develop and execute new concepts, business models, channels and partners to position business as innovator and leader.
    o participation the team of collections and recovery of the company, to minimize the flow to the lowest possible level and enhancing the recovery amounts to the highest possible level to protect and save the company interest while keeping the relations with the good customers at a very good level.
    o Oversee financial performance: find the reason for increase/decrease and propose action plan in order to meet and increase sales and revenue targets.
    o Developing a new wing of exhibition /events for the organization .
    o Participate in the organization and management of many exhibition / events and festivals held in the Mall ALHAZM ( Teeb Alhazm / Asjad Jewellery Exhibition / Razza events) .

  • Relationship Manager / Retail & Corporate Banking Department

    o Cross selling Bank Products and facilities.
    o Develop customer relationship with corporate / commercial clients, by provide professional financial solutions in areas of corporate / commercial lending and trade financing.
    o Cross selling Bank Products and facilities.
    o Present and sell personal banking products & services to customers in an ethical structured & professional manner.
    o Study and evaluate credit facilities applications, preparing and presenting credit reports (CR), analyze financial reports, analyze and manage credit risk, recommend to accept or reject credit requests, monitoring and follow up clients credit portfolio, field visits for current and potential clients prepare.
    o Prevent accumulation of overdue balance, conducting investigation, thorough assessment and due diligence to be able to recommend the appropriate exit strategy with delinquent customers.
    o Credit assessment and deep analysis of the group portfolio.
    o Lead the team to collect overdue amounts on timely basis in conjunction with the Branch Managers to prevent the amounts from moving to the higher-end buckets.
    o Ensuring that recommendations are within the compliance and frame work of the bank’s credit policy and yield returns commensurate with the risk.
    o Reporting regularly to the head of customer service unit about the flow of dally work.
    o Evaluating the viability and feasibility of the Funded, Non-funded facilities/Projects to be financed, and to prepare the final credit memorandum/ credit proposals for the Executive Committee approval.
    o Introduce diversified products and services through extensive cross selling and up selling techniques ranging from Short term facilities for Operating cycle to Term Loans for Capital Investment cycle and foreign trade services including Import & Export Letter of Credit, Bill Discounting, and Acceptances & Trust Receipts.

  • Operation Officer

    o Managed Disbursals, Instructions and services for Credit Operations Department.
    o Receive the client’s early settlement requests and prepare the pertained calculation and execute the same on system.
    o Opening / closing of all types of accounts for the branch (Large/ SME /Individual).
    o Process all types of customer requests received.
    o Input data accurately in bank systems relating to credit card facilities, transactions, and customer data .
    o Daily review of all branches ‘Daily Reports’.
    o Support development of customer relations.
    o Ensure all charges are applied correctly and appropriate approvals are held for waivers.
    o Verify contents of a transaction to ensure that neither customer nor bank is placed at financial risk.
    o Handle all incoming & outgoing documents related to transactions.
    o Ensure timely execution of transactions & forward necessary confirmation to the customers.
    o Matching revolving loans (maturity date, installments, financing payments, and balances).
    o Renewal and creating letter of guarantees and letter of credits sight and differed.
    o Matching LG’s and LCS and LCD maturity date and balances.
    o Create and renewal loans (revolving , decreasing loans real estate investment loans and overdraft loans)
    o Prepared monthly and quarterly reports for loan committee.

  • Accountant And assistant in the HR Division

    o Managing all accounting operations based on accounting principles.
    o Documents financial transactions by entering account information.
    o Collect, analyze and summarize account information
    o Thorough knowledge of accounting and corporate finance principles and procedures.
    o Substantiates financial transactions by auditing documents.
    o Preparation and checking up payrolls.
    o Manage arrears accounts.
    o Reconcile accounts.
    o Forecast weekly and monthly cash flow and budgets.
    o Maintain active accounts up to suspension.
    o Relation officer with the social security corporation.
    o Preparation of certificates of the salary tax.
    o Prepare and maintain bi-weekly employee listings, new hire, and absentee reports.

Languages

  • Arabic Native

  • English Native

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