Certified Public Accountant (in progress) completed foundation level and taking intermediate level. I have 3 years of experience in lending, accounting and finance. Experienced in bookkeeping, loan evaluation, tax calculating, and reporting for business clients and organizations.

Experience

  • Credit Manager

    at Shinda Credit facility

    January 2017 - at Present

    Dar es Salaam Region

    Duties/Responsibilities  Computing payment schedules.  Reviewing and updating loan files.  Explaining to customers the different types of loans and credit options that are available, as well as the terms of those services.  Analyzing applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.  Debt recovery; applying ways to recover unpaid loans which are overdue and reduce bad debts from by setting credit limits, credit preference and legal actions where necessary.  Meeting with applicants to obtain information for loan applications and to answer questions about the process.  Approving and disbursing loans within specified limits, and refer loan applications outside those limits to management for approval.  Reviewing loan agreements to ensure that they are complete and accurate according to policy.

  • Operation Officer

    at Red Horse Company Limited

    December 2015 - December 2016

    Dar es Salaam Region

    Duties/Responsibilities  Controlling and budgeting company costs.  Setting and studying company forecasts (projection).  Making and studying financial statement of the company.  Setting company goals and objectives monthly.  Entering all account entries in the account software.  Designing and implement the new and existing products of the company.

Education

  • Certified Public Accountant

    at National Board of Accountants Tanzania

    2018 - at Present (2 years) Dar es Salaam Region

  • Bachelor Degree Banking & Finance

    at Institute of Finance Management (IFM)

    2012 - 2015 (3 years) Dar es Salaam Region

  • Advanced Certificate of Secondary Education (ACSE).

    at Karatu Secondary school

    2010 - 2012 (2 years) Arusha Region

  • Certificate of Secondary Education.

    at Shambalai Secondary School

    2006 - 2009 (3 years) Tanga Region

Services offered

  • Financial adviser

    I used to advise the clients on how to use and invest their money i.e loans
    As a financial adviser of the company on how to hit the target on business

  • Business Management

     Computing payment schedules.
     Reviewing and updating loan files.
     Explaining to customers the different types of loans and credit options that are available, as well as the terms of those services.
     Analyzing applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
     Debt recovery; applying ways to recover unpaid loans which are overdue and reduce bad debts from by setting credit limits, credit preference and legal actions where necessary.
     Meeting with applicants to obtain information for loan applications and to answer questions about the process.
     Approving and disbursing loans within specified limits, and refer loan applications outside those limits to management for approval.
     Reviewing loan agreements to ensure that they are complete and accurate according to policy.

  • Financial Reports Preparation and Presentation

    Preparing monthly reports and present
    Bank reconciliation

Languages

  • English Negotiation

  • Swahili Native

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