• Finance Manager

    at Aafiya Insurance

    August 2016 - at Present


    Payable, Cash Management, Overhead reduction, Internal control, Cycle Study, Process improvisation, Efficiency improvisation, Office Automation, Resource optimization& re allocation, balance sheet review, Insurance, International locations, Utilities- Saving & Control, People management. • Implement new financial system integrating with CRM system resulting in greater automation and a streamlined close process. • Advise the Board of Directors on financial aspects of the proposed expansion. • Create and establish financial policies, procedures, programs and best practices. • Determine accounting and financial management framework in order to monitor and enhance reporting performance. • Analyse and recommend operational and strategic direction based on modelling and forecasting. • Conducting feasibility study on new projects including sale and acquisition • Presentation of monthly business review and recommending corrective action

  • Finance Manager

    at Munich Re

    August 2010 - May 2016


    As a Management team member contributed to Business Planning and responsible for Financial Planning • Ensure MIS, budgets, forecasts are compiled, analysed and tracked with actual performance & reported • Management of working capital, credit facilities with multiple banks • Foreign exchange management – hedging, statutory certifications • Ensure compliance on audit, statutory requirements including overseeing payments • Leading, guiding and developing a professional team implementing F&A process and controls • Setting up of finance and accounting systems & teams for newly established companies under the holding company and where a company is acquired, aligning them with group’s finance and accounting systems. • Finalization and consolidation of Holding & Subsidiary companies accounts and complete audits in time. • Handle Re-insurance accounts of Munich Re - (Written premium / Technical Result/ Loss Ratio/ IBNR etc.

  • Financial Controller

    at Nicholas Publishing International

    June 1997 - August 2010


    Reported directly to the chairman of the board and lead the finance team for the company which had over 100 clients • Responsible for corporate budget forecasting and liaising with banks and financial institutions to obtain suitable facilities • Directed global accounting and finance operations including transaction processing, non-finance project management, data acquisition and global training • Developed and implemented a cohesive financial, strategic & operating plan for the company in order to optimize revenue utilization • Led allocation of resources, ROI strategies, content profitability, financial forecasting/analysis and performance measurement • Conducted the due diligence for the company merger


  • Masters Degree in Finance

    at Kerala University

    1993 - 1995 (2 years) Thiruvananthapuram - Kerala


  • Arabic Native