Head of Compliance and Risk Management
at LInk International Exchange Company Pvt Ltd
March 2019 - at Present
Responsible for designing, implementing and ensuring effectiveness of Compliance program with in Link International Exchange Company (Pvt.) Ltd.2 • To design risk-based approach for implementation of appropriate controls to mitigate overall risks of the company associated with its services, products, geographic locations & channels. • Ensures the Board of Directors, management and employees are in compliance with the rules and regulations of regulatory agencies, that company policies and procedures are being followed, and that behavior in the organization meets the company's Standards of Conduct. • Conducts audits of policy and compliance to standards, including liaison with internal and external auditors. • Manage the design, development, execution, and monitoring of both core and refresher compliance training programs. • Ensure periodic reviews to ensure compliance with LIECL minimum internal control standards.
Head of Compliance
at Ravi Exchange Company Pvt Ltd
November 2017 - February 2019
Build, develop, and implement the company’s compliance program. ▪ Oversee design of the company’s controls to ensure compliance with Global & Local AML / CFT control framework along with SBP (State Bank of Pakistan), WU (Western Union) rules and regulations applicable across the RECL. ▪ Develop periodic compliance reviews and maintenance of documentation to support the completion of the review and corrective measures taken. ▪ Oversee the testing and verify internal controls are adequate to achieve compliance with appropriate regulatory requirements. ▪ Respond to applicable inquiries and manage relationship with applicable regulatory bodies. ▪ Work with business management to develop, communicate and implement strategies, procedures and technology systems designed to enhance the firm’s compliance with applicable rules and regulations. ▪ Research existing rules and monitors regulatory developments and communicate changes to affiliates and concern departments.
Manager Risk Reporting and Analytics
at Bank Alfalah Ltd
April 2014 - October 2017
Lead and manage FRMU Analytics & MIS team. ▪ Responsible for VISA (TC- 40) Fraud, RMD and SBP Monthly & Quarterly Reporting. ▪ Responsible for maintaining a comprehensive Fraud Database to filter out fake / dubious credit applications3 at very early stage to minimize/control credit loss & to help build healthy portfolio. ▪ Responsible for fraud provisioning and reconciliation of FFA (Fraud Fund Account). ▪ Responsible for dealing with ICD (Internal Control Division), Internal & External Audit (SBP) for fulfilling their data requisitions and providing compliance afterwards. ▪ Responsible for conducting RCSA at department level to ensure controls are in place and practices are inline with set SOPs, policies and regulator regulations. ▪ Ensure timely and accurate generation & execution of all MIS operations. Identify and recommend improvements to established procedures, forms and workflows. ▪ To review and approve all MIS documents pertaining to department.
MBA (Finance and Investment Management)
at University of Wales
2011 - 2012 (1 year) London
BSc (Hons) Computer Science
at University of Engineering and Technology Lahore
1999 - 2003 (4 years) Punjab