• CTO

    at XFB FinTech

    June 2018 - September 2019

    Central and Western District

    - Oversee and design the digitalization lending platform (mobile app, website), including loan application, eKYC, credit assessment and approval process, and electronic payment transfer by leading Product, Data Analytics and Technology team - Define & drive the Digital strategy of FinTech platform solution, i.e. Chatbot, AI, Big Data, Blockchain, Fast Payment, Crowdfunding, and drive the medium and long-term technology roadmap and prioritize the projects to aligning with overall business strategy on the customer facing platform (APP and Website) channels - Led across different department in program level for the Digital Transformation Program, and run in Agile project methodology, and successfully launch platform in early-2019 - Perform Data Analytic for customer behavior by different channels and products, and define the digital marketing strategy and risk modeling for risk management (AI approval engine)


  • Master of Art in Quantitative Analysis for Business

    at City University of Hong Kong

    2000 - 2002 (2 years)

Knowledge and keywords


  • English Negotiation

  • Chinese Native