• Head of Corporate Credit Analysis Division

    at Victoriabank SA

    February 2019 - at Present

    Municipiul Chişinău

    1. Carry out trading business financing structures, 2. Energy sector syndicated loans (LMA) – debtor analysis and credit committee due diligence 3. Construction sector syndicated loan - debtor analysis and credit committee due diligence 4. Types of analysis: Altman Z-Score, DuPont analysis, indirect cash flow, manipulation and fraud of balance sheet, income statement.

  • Head of Credit and Concentration Risk Division

    at Victoriabank SA

    December 2016 - February 2019

    Municipiul Chişinău

    Elaboration the Credit Policy of the Bank (Retail Lending and Corporate Lending). Identification, Measurement, Monitoring and Analysis of risks derived from credit transactions undertaken by the Bank; Enhancement of Bank Continuity Plan. Elaboration of Bank Recovery Plan. Elaboration of Bank Scoring Model for Retail Lending. Implementation of BASEL III principles in Bank – risk profile, risk appetite, KRI, identification, reporting, monitoring, mitigation. Automation of Capital Requirements for Credit Risk Calculation. Automation of COREP CR SA. Proposal of risk mitigation techniques. Development of internal framework for Risk Management. Carry out Stress Tests.


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