A highly motivated individual with sound analytic reasoning, capabilities in solving practical problems. An innovative professional with extensive experience in credit analysis, product development and business development within highly competitive markets.

Experience

  • Business Originator

    at Union Bank of Nigeria Plc

    October 2017 - at Present

    Lagos State

    1. Engage in various agricultural product development initiatives based on market requirements. 2. Assets and Liability generation 3. Review agribusiness credit request and recommends viable risk mitigating structures for Management consideration, in line with the Bank’s approved credit policy manual 4. Provide technical/advisory supports to customers within the Retail and Commercial/Institutional space on agribusiness transactions 5. Conduct on-site project visits, write agro-technical reports and Credit Appraisal Memorandum to recommend viable transactions for Management approval 6. Involve in loan monitoring and remediation of challenged facilities

  • Team Member, Business Support,

    at Union Bank of Nigeria Plc

    June 2016 - September 2017

    Lagos State

    1. Assist the Regional Agribusiness Manager in financial and business analysis on customer requests in line with existing products. 2. Carry out periodic monitoring visits to the Agribusiness assets under my purview 3. Appraise transactions; analyse credit and financial requirements, risk and reward associated and advise accordingly. 4. Collect and analyse information regarding client’s/project’s income, assets, investments, and debts, determine which credit/financial products best meet client’s/customer’s financial needs and circumstance. 5. Provide financial information about customers to senior stakeholders within the Agribusiness sector. 6. Submit properly completed timely and routine project monitoring reports on projects in area of coverage. Major Achievements a) Secured Management approval and Disbursement for N1.86 billion facility under the Differentiated Cash Reserve Requirement (DCRR) for Animal Care Services Konsult

  • Agribusiness Credit Analyst/Product Specialist

    at Union Bank of Nigeria Plc

    January 2014 - June 2016

    Lagos State

    1. Analyse agribusiness credit proposals with a view to identify credit risks, proffering mitigants and agreeing on appropriate structure with clients, business group and make recommendation to Management for approval. 2. Ensure prompt responses to all agribusiness credit requests submitted to excite customers. 3. Review and Analysed monthly Agribusiness monthly NPL and make recommendations to Management for appropriate credit policy. 4. Rendering Monthly Returns on Agribusiness Products such as ACGSF, CACS, NIRSAL etc

Education

  • certificate

    at Lagos Business School

    2017 - 2017 (1 year) Lagos State

  • Master

    at University of Lagos

    2012 - 2014 (2 years)

  • Degree

    at Obafemi Awolowo University

    2002 - 2008 (6 years)

Languages

  • English Negotiation

Hives