I would like to introduce myself as a CA & CS from India with 16 years of work experience (including both India & GCC) in the field of accounts and finance.
I have worked organisation like Reliance Retail in India as senior commercial manager and Damas jewellery LLC as chief accountant in UAE.


  • Finance Manager

    at Dubai Auto Gallery LLC

    May 2019 - at Present


     Prepare Monthly Financial & MIS Report. Compare actual numbers with Budgets and analyze reason for variance  Review daily reports, manage banking facilities for collection through LC and Bills and monitor daily cash collection deposited in bank  Negotiate with bankers for trade facility as well as other charges and explore relationship with different banks or financial institute  Manage daily payments to principal supplier Bajaj Auto Ltd as well as other different vendors like shipping line, Insurance, clearing agent etc., and finalize TOT (Terms of Trade) on best agreed negotiated rates.  Advise to management on different investment options and file VAT Return for company as well as individual shareholders

  • Finance Manager

    at Fly Telecom Fz LLC

    June 2015 - May 2019

    Ash Shāriqah

     Prepare Monthly Financial & MIS Report. Compare actual numbers with Budgets.  Contribution Margin Analysis at Each SKU Level Considering Price Protection & Marketing Support Against it.  Actively Participate Business Development Activities for MEA Region  Finalize the Selling Price to Distributor, Considering Cost of Products, TOT Factors and Specific Business Requirement of Territory and Competitor Price Under Similar Specification of Mobile Phone  Prepare Business Plan for Next 2-3 Years to Bring New Equity Investor on Board  Analyze Marketing Expense for Brand Development in Different Region/Customer Wise considering Business Volume Growth.  Finalize TOT (Terms of Trade) With Different Distributors as well as E-Commerce Business Partner and Help the Management to Understand Profit Forecast Under Different Scenario.  Liaison with Bank as well as third party for Credit Arrangement through discounting of PDC, Invoice etc.

  • Group Finance Manager

    at Kellett & Singleton DMCC

    November 2011 - May 2015


     Prepare & finalize accounts of group companies, liaison with auditors (both external & internal) and resolve audit queries.  Prepare & finalize annual budgets, MIS report, Variance Analysis and undertake corrective action plan.  Actively negotiate with JV partner at the time of exit.  Conduct Cost Benefit analysis- under different scenario for enabling management in decision making process  Manage the clients of one business vertical named as KASMAC & brings new business in that vertical

  • Senior Commercial Manager

    at Reliance Lifestyle Holding Ltd

    June 2007 - November 2011

    Bangalore Urban - Karnātaka

    Head of Accounts and Commercial function  Prepare and finalize accounts and budgets, liaison with auditors both internal as well as external.  Carry out Treasury Management for commodity (Gold & Silver) and currency (USD vs INR).  Analyze and evaluated the commercial terms of business with Job Workers as well as Diamond Vendors  Finalize the terms of Gold Loan Finance, price fixing formula as well as other requirements in this regard  Manage Accounts payable, bullion, and inventory.  Release of Job work order for Jewellery business after performing the JWO analysis. Business Operations  Finalization of labor charges for job work of Jewellery.  Finalized Memorandum of Understanding (MOU), Non-Disclosure Agreement (NDA), Terms of Trade (TOT) and Bank Guarantee requirement with different job worker/vendors

  • Chief Accountant

    at Damas Jewellery LLC

    August 2005 - May 2007


    Finance and Accounts  Prepared and finalized half-yearly & annual consolidated financial statements, cash flows, notes of accounts, etc. of Damas & get it approved by the auditor.  Engaged with KPMG team for 5-year projection of performance for IPO purpose & complied with the requirement of due diligence audit.  Successfully managed consolidation of whole group of Damas (annual turnover of 600 M USD) as per IAS and IFRS guidance notes.

  • Audit Senior

    at Singhi & Company

    August 2003 - July 2005

    Calcutta - West Bengal

    Financial Audit  Audit of financial statements (applying risk-based approach) in compliance with the provisions of applicable accounting standards in India & Corporate & Taxation Laws & Rules in India.  Financial reviews & preparation of reports.  Conduct Internal audits, management audit, cost audit, corporate governance audit, tax audit, etc. & certification works.


  • Company Secretary

    at ICSI

    1998 - 2005 (7 years) Calcutta - West Bengal

  • Master in Commerce

    at Annamalai University

    2001 - 2003 (2 years)

  • Chartered Accountant

    at ICAI

    1997 - 2003 (6 years) Calcutta - West Bengal

  • B COM

    at St. Xaviers College

    1995 - 1998 (3 years) Calcutta - West Bengal

Services offered

  • Manage Finance & Accounts of Corporate

    I would like to introduce myself as a CA & CS from India with 16 years of work experience (including both India & GCC) in the field of accounts and finance.
    I have worked organisation like Reliance Retail (Jewellery Division) in India as senior commercial manager and Damas Jewellery LLC (a reputed retail jewellery chain in Dubai) as chief accountant in UAE. During this last 16 years, I was involved in Finalization of Accounts, Budget, MIS, Auditing and Treasury Management etc. Presently I am engaged as Finance Manager in Dubai Auto Gallery LLC, Dubai.


  • Arabic Elementary

  • Bengali Native

  • English Negotiation

  • Hindi Native