Credit Analyst at China Development Bank. Experiences on credit analysis, AML, risk management, researching and relationship management.

Experience

  • Credit Analyst

    at China Development Bank

    March 2019 - at Present

    Zhejiang Sheng

    Analysing, evaluating and making recommendations for business and development loans within China and abroad. Assessing clients and their related industry as part of the due diligence procedure; conducting assessment reports, industry analysis and financial statements analysis, identifying possible risks, conducting asset valuations, credit rating. Presenting reports to board members, discussing the findings, ensuring the loans are aligned to the bank’s internal policies, aims and objectives and negotiating the final loan values. Negotiating and liaising with the internal legal and risk teams and the client’s legal teams to finalise and agree the contractual agreements to ensure sign off in a timely manner. Monitoring loans and repayments ensuring they are in line with contractual obligations and agreements. Responsible for risk management, regulatory assessments, client relationship management and reporting to internal departments regarding client’s compliance and legal issues.

  • Intern

    at Ernst & Young Hua Ming

    November 2018 - March 2019

    Shanghai Shi

    Working in the Mainland China CBS Knowledge Team. Responsible for internal business support - supporting line managers that are based in Shanghai, Hongkong and Singapore offices. Assisting on Employee Knowledge Training sessions crossing different sectors, providing adequate and prompt information and knowledge tools to accountants. Assisting colleagues to make informed decision and handle clients with confidence.

Education

  • MSc Gender, Media and Culture

    at The London School of Economics

    2017 - 2018 (1 year) London

Knowledge and keywords

Languages

  • English Native

Hives