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  1. Huw Roberts

    Huw Roberts

    21/02/2017
    SELL Trakm8 Holdings(TRAK) by Tom Winnifrith for ShareProphets. Share price -8.24% since placed at Stockomendation
    Huw Roberts
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  2. ProducerThe Lost Trader

    The Lost Trader

    21/02/2017
    Life Saving Product, Account Growing Investment
    Life Saving Product, Account Growing InvestmentAurinia Pharmaceuticals: The World Awaits...
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  3. Huw Roberts

    Huw Roberts

    17/02/2017
    Top stock tip of the week: SELL Frontera Resources Corporation (FRR) by Nigel Somerville for ShareProphets. Share price -23.33% since placed at Stockomendation
    Huw Roberts
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  4. Huw Roberts

    Huw Roberts

    17/02/2017
    Top stock tip of the day: SELL Brave Bison Group (BBSN) by Steve Moore for ShareProphets. Share price -14.29% since placed Stockomendation
    Huw Roberts
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  5. Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    Should you be afraid of the coming crash? | Tony Robbins UNSHAKEABLE [Video 2 of 14]
    Should you be afraid of the coming crash? | Tony Robbins UNSHAKEABLE [Video 2 of 14] Unshakeable - Your Financial Freedom Playbook To learn more visit: http://www.unshakeable.com/ After interviewing fifty of the worldโ€™s greatest financial...
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  6. Huw Roberts

    Huw Roberts

    14/02/2017
    Top stock tip today: BUY (speculative) Keras Resources (KRS) by Beaufort Securities. Share price +14.58 % since placed at Stockomendation Huw Roberts
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  7. Huw Roberts

    Huw Roberts

    08/02/2017
    Join @Stockomendation (free) and get important updates and instant stock tip alerts. Keep ahead of the crowd with Stockomendation Huw Roberts
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  8. Huw Roberts

    Huw Roberts

    01/02/2017
    Stockomendation members receive regular stock tip notifications. Join free today and view the 147 stock tips already tracked this week Huw Roberts
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  9. Huw Roberts

    Huw Roberts

    31/01/2017
    The Speculative BUY tip today by @BeaufortSec is already up +70.73%. Follow this tip's performance @Stockomendation
    Huw Roberts
    Find Share tips with Stockomendation
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  10. ProducerDamien Justus

    Damien Justus

    25/01/2017
    Realistic Ways to Grow Your Money
    Realistic Ways to Grow Your MoneySavings accounts aren't good ways to grow your money. They are good for saving for large purchases, and having an emergency fund is essential for financial health, but your money isn't going to grow. Here are three realistic ways you can grow your...
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  11. Huw Roberts

    Huw Roberts

    11/01/2017
    As well as 100s of stock tips per month with performance data & links, Stockomendation members receive tip updates and stock notifications Huw Roberts
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  12. Huw Roberts

    Huw Roberts

    04/01/2017
    Join @Stockomendation (free) for the latest UK stock tips, performance data and notifications - see what the analysts are tipping for 2017 Huw Roberts
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  13. Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    Newest entrant to Robo Advisors - with a live and low fee twist...
    โ„ข
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    Schwab Announces Schwab Intelligent Advisoryโ„ข | Business Wire
    www.businesswire.com Charles Schwab announced plans to expand its suite of wealth management and advisory services with the launch of Schwab Intelligent Advisory, a new...
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  14. Huw Roberts

    Huw Roberts

    14/12/2016
    Join Stockomendation (free) to receive the latest UK stock tips, performance data and regular alerts and updates like these.... Huw Roberts
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  15. Huw Roberts

    Huw Roberts

    12/12/2016
    Top stock tip of the weekend: BUY Hotel Chocolat Group (HOTC) by Joanne Hart for Daily Mail, Midas. Share price +4.07% since placed at Stockomendation
    Huw Roberts
    Moved Permanently
    goo.gl With just a fortnight until Christmas, thoughts are inevitably turning to food, drink, treats and gifts. Hotel Chocolat covers all four categorie smade at its manufacturing facility in...
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    Comments

    Dean Owen
    12/12/2016 #1 Dean Owen
    Looks like a solid company, but I would never buy right now when it has had a 160% run in just 4 months, especially since the market euphoria is far from justified. Major correction coming soon.
  16. Jennifer ๐Ÿ Schultz
    Interesting piece - and shows how you never know what some employers motives are.
    Is your employer using your own 401(k) plan to rip you off?
    Jennifer ๐Ÿ Schultz
    Is your employer using your own 401(k) plan to rip you off?
    www.yahoo.com Wells Fargo isn't the only U.S. firm that's profited illegally off its employees. Here's how to check whether your boss is self-dealing at your...
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    Comments

    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    05/12/2016 #28 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    This section was buried in the second half of the article:

    SO WHAT CAN YOU DO IF YOUR EMPLOYER'S 401(K) PLAN STINKS?
    "First, contact your employer and point out the problem(s). Your employer has a fiduciary responsibility to offer a plan that is in your best interest โ€” not its own. If it doesn't remedy the situation, not only will it have dissatisfied employees, but could find itself in a lawsuit or in trouble with regulators, who can be very responsive to anonymous employee complaints.

    Second, if your 401(k) plan offers in-service withdrawals (some plans allow this), transfer however much the plan will allow into an IRA, where you'll have full control of your funds.

    Third, see if it makes sense for you to reduce your 401(k) deposits to the level that will provide a full employer match (get that free money), and then direct the remainder of your retirement savings into a Roth IRA (limited to $5,500 if you are under age 50, and $6,500 if age 50 or older).

    Finally, petition your congressman or senator to broaden your retirement savings beyond your employer. The only thing that prevents you from saving in an IRA of your choosing versus being stuck with your employer's options is, I'm sorry to say, our outdated legacy tax laws."
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    05/12/2016 #27 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    No, I don't work for Robbins or AmericasBest401k, or even use them. Yes, I tried with my company, but was told by management that they had already fulfilled their DOL duty and moved to a better plan. Hogwash! At least I tried...

    "Protection Matters:
    The business owner (aka plan sponsor) is liable for their 401k choices! Increasingly, employees are suing employers for not taking the steps to eliminate excessive fees. The DOL is also out in full force in the matter."
    - http://americasbest401k.com/


    "Among the key points that HR plan managers should keep in mind:

    โ€ข The employer and any board, management or staff committee involved in decision-making for the plan are already fiduciaries, obligating them to adhere to participantsโ€™ best interests when selecting and monitoring plan investments and service providersโ€”and subjecting them to potential liability if they do not.

    โ€ข Certain financial advisors, including broker-dealers, insurance agents and mutual-fund firm representatives, generally have not been subject to liability under the fiduciary standard.

    โ€ข Under the new rule, nearly all the types of advisors that a plan would rely on to provide investment advice to plan sponsors and plan participants will now be held to the fiduciary standard."
    - https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/fiduciary-rule-plan-sponsors.aspx


    Check out my post for more info on index funds and investing:
    https://www.bebee.com/producer/@jaredwiese/how-to-invest-better-and-safer-than-warren-buffett
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    05/12/2016 #26 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    "funds offered in your 401(k) are selected based on the investment firmโ€™s willingness to kick back some of the fees they make off of you. In short, the funds offered are chosen based on how they benefit the 401(k) provider, not you.

    So how much does the limited selection of funds really affect you? Arenโ€™t all funds basically the same? That would be a resounding 'NO.' Funds vary greatly in both their return and the fees that they charge, so the selection of funds could make the difference between a comfortable retirement and running out of money when you need it most.

    This conflicted advice is costing Americans $17 billion dollars a year, according to a report (pdf) earlier this year from the White House Council of Economic Advisors. You know now how 1% in fees can cost you 10 years of retirement income, so how do you select funds that will return the maximum performance at the lowest cost?

    Warren Buffett gave us all the answer in a letter to his shareholders:
    'Most investors, both institutional and individual, will find that the best way to own common stocks (shares) is through an index fund that charges minimal fees. Those following this path are sure to beat the net results (after the fees and expenses) of the great majority of investment professionals.'

    Essentially, the answer is indexing."
    - https://www.tonyrobbins.com/wealth-lifestyle/ab-401k-funds-matter/

    (more...)
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    05/12/2016 #25 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    My real-life example:

    A Vanguard S&P 500 index fund has an expense between 0.05 and 0.17%, depending on share class. Not too bad, right?! Many funds charge closer to 1% and that does not even include additional "plan expenses", easily bringing what you pay from 1-3% in total fees.

    When I first started looking into my company's plan, they had 4 funds with the S&P 500 as a benchmark. So, for the exact same fund and performance, I was paying from .32% (6x more than 0.05%) to 0.51% (10x more!). After I pointed this out, they agreed to get a Vanguard fund. You guessed it, at the 0.17% - still 3x too much. That was just one example, but with THE fund Warren Buffett says is all you need. (More on that later.)

    The best 401(k) company I've seen is AmericasBest401k. Google it! They act as a fund company AND a fiduciary. That means they are on the hook for their investment advice and can charge rock-bottom fees. Their "all-in" cost is .75%. Like I said above, most companies think they are doing well if they charge their employees 1-3% in fees. "Come on, what's a little 1%", you ask? Well, each 1% in fees takes 10 years off your retirement money!...

    "For 30 years, the 401(k) industry didnโ€™t have to tell anybody how much they were charging! Now that they must disclose, 401(k) providers bury their fees deep within long and difficult to understand documents, effectively keeping their customers in the dark. But what the majority of Americans donโ€™t realize is that an increase in 1% in fees will cost you 10 years in retirement income!"
    - https://www.tonyrobbins.com/wealth-lifestyle/401k-fees-matter-video/

    (more...)
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    02/12/2016 #7 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    An S&P500 index fund should be
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    02/12/2016 #6 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    In short, if your 401(k) does not offer INDEX FUNDS with the lowest fees, you are being ripped off. Your company might not even be aware!
    Jan ๐Ÿ Barbosa
    02/12/2016 #4 Jan ๐Ÿ Barbosa
    Good one !!!
    Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    02/12/2016 #2 Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    This is YOUR RETIREMENT $, folks. So important and so much you can do about it!

    Sharing all over...
    Randy Keho
    02/12/2016 #1 Randy Keho
    401k plans have been a ripoff from the beginning.
    Anything subject to fluctuations in the market is a gamble at best. Ask anybody near retirement age.
  17. Huw Roberts

    Huw Roberts

    07/12/2016
    Stockomendation Hits Major Milestone - now tracking the performance over 20,000 UK stock tips! Over 470 new tips per month & growing fast! www.stockomendation.com Huw Roberts
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  18. Huw Roberts

    Huw Roberts

    30/11/2016
    Top 5 stock tips this week. Join @Stockomendation (free) to receive tips & alerts about the stocks that interest you. Huw Roberts
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  19. Huw Roberts

    Huw Roberts

    23/11/2016
    We are now close to 20,000 active stock tips onsite. Sign up (free) to Stockomendation for regular tip updates and notifications like these Huw Roberts
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  20. Huw Roberts

    Huw Roberts

    21/11/2016
    These companies are the most-tipped stocks @Stockomendation. Join now (free) for current and historic tips and links to original articles... Huw Roberts
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  21. Huw Roberts

    Huw Roberts

    16/11/2016
    Stockomendation members receive regular stock tip updates and notifications, as well as watch list and portfolio tools. Join now for free! Huw Roberts
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  22. Huw Roberts

    Huw Roberts

    09/11/2016
    So far this week 4 out of 5 of the top stock tips are by The Motley Fool. Join Stockomendation (free) for tip updates & notifications Huw Roberts
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  23. Huw Roberts

    Huw Roberts

    02/11/2016
    Join @Stockomendation for free and receive daily stock tip alerts and regular updates Huw Roberts
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  24. Jared Wiese, ๐Ÿ adding VALUE & RESULTS
    How to Get Filthy Rich Quick - 4 Hour Work Week and Rich Dad Poor Dad Money Making Ideas
    How to Get Filthy Rich Quick - 4 Hour Work Week and Rich Dad Poor Dad Money Making Ideas Learning how to get rich in a short amount of time if youโ€™ve ever read The 4 Hour Work Week or Rich Dad Poor Dad. The book, written by Tim Ferriss and...
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  25. Huw Roberts

    Huw Roberts

    26/10/2016
    When you join @Stockomendation (free!), you receive the latest UK stock tips and performance data as well as email updates and notifications Huw Roberts
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