Job description


  • Entry level
  • No Education
  • Salary to negotiate
  • Bangalore


Job Summary

Credit Analyst: Provides analysis and interpretation of the customers’ financial status for proper evaluation of risk and the establishment of proper credit limits. Interacts with sales support, customer service, and accounts receivable in reconciling accounts. Prepares recommendations and makes credit approval decisions on new accounts. Analyzes and reports on credit memo and write-off activity. Monitors and communicates credit concerns to management. This job is not for those responsible for placing routine calls to customers for collection of past due accounts. This role is focused on policy decisions/judgment regarding credit offers.

Job Requirements

- Strong written and verbal and interpersonal communication skills.- Proficient in financial analysis.- Exhibit a degree of literacy in the bankruptcy laws that would facilitate participation as a proactive creditor in the bankruptcy process.- Strong customer service aptitude, orientation and skills.- Strong analytical, financial and problem solving skills.- Technical Proficiency, understanding is expanded to include effective use of the Internet along with normal software application and use of credit modeling tools.- Solid Microsoft Office skills including Word, Excel, Outlook and PowerPoint.- Proficient with Oracle 11i applications. - General understanding of various tools and devices that pertain to the securitization of outstanding receivable balances and their application to credit granting and collections.- Understanding of how collateral positions by other vendors influence cash flow, risk assessment, credit terms and collection effort.- Ability to read and understand Dun & Bradstreet along with other credit reports.- Ability to interpret and understand measures and report results to a supervisor that pertain to one's specific activity and employ methods geared towards continuous improvement of that activity.- Ability to meet deadlines, prioritize objectives and be able to handle multiple tasks at the same time.- Ability to effectively partner with employees of all levels disciplines.- Ability to follow standard accounting and finance practices, and departmental procedures and processes.Responsibility and Interaction:Responsibility: - The types of tasks this individual is responsible are a mix of structured and unstructured tasks. This individual will apply attained experiences and knowledge in solving routine to moderately complex problems. Interaction: - This in...


Typically requires a Bachelor’s degree and a minimum of 2 years of related experience; or an advanced degree without experience; or equivalent work experience.