- Entry level
- No Education
- Salary to negotiate
The role sits within our Decision Analytics/ Marketing Services/ Credit Services business, one of our four Global Business Lines.
Experian Decision Analytics helps client achieve and sustain significant growth. We do this by enabling clients to make analytics-based customer decisions that support their strategic goals. As experts in uniting business understanding with consumer and business information, analytics and strategy execution, we empower clients to optimise customer value and actively manage it over time. This role therefore has clear accountability for creating measurable value within our client organisations.
Purpose of Role
This role is responsible for efficiently and effectively managing multiple and complex projects from concept to implementation on time, within budget and in line with client expectations.
Essential Duties and Responsibilities
Develop industry best practise model development/validation frameworks (Basel II) for corporate and SME portfolios of a Bank
Develop predictive models to predict the credit risk of corporates this include quantitiative and qualitative components
Experience in conducting market research (at sector level) and use the outcome to incorporated into risk decision making Experience in developing and implementing Basel II PD,EAD,LGD parameters for the corporate portfolio
Expertise to perform hands-on non retail modelling work and address client queries successfully
Experience in analysing Corporate financials to design early warning signals of company failure/closure
Mentor and coach junior team members in model development process
Drive high standards of customer service and proactive client communication throughout the project term
Proactively communicate project status and deliverables through the life of the project
Ensure issues raised by the client are resolved in a timely and efficient manner
Support the client through the project, providing guidance through project design to implementation
Prepare and deliver structured model development/validation training courses to the SEA clients
Flexible to travel to client locations on short notice for project delivery/presales (75%)
Knowledge & Experience
8 years’ experience in corporate risk modelling
Thorough understanding of corporate credit rating and validation
Thorough understanding of corporate BASEL II PD, EAD and LGD Impairment model development & validation process is a must.
Thorough knowledge of the use and application of analytical methodologies Linier Regression, Logistic Regression etc
Thorough understanding of segmentation techniques CHAID, CART etc.
Analytical Consulting experience is a plus, likely from Big 4s or other reputed rating agencies like Moody,s,S&P etc / Working in the corporate risk analytics (model development & Validation) of an international bank
Significant experience of statistical / analytics project work
Able to interpret technical features into commercial benefits.
Strong analytical skills.
Excellent communication and interpersonal skills.
Excellent and proven project management skills.
Excellent relationship management skills.
Degree or equivalent standard, with a high numeric content e.g. Mathematics, Statistics, Operational Research, Economics, Physical Sciences.
About the company
Experian® is a global leader in providing information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Using our comprehensive understanding of individuals, markets and economies, we help organizations find, develop and manage customer relationships to make their businesses more profitable.
Specialties: Data, Credit, Data Management, Risk Management, Revenue Cycle Management, Healthcare IT, Healthcare Finance, Automotive Data.