Craig Middleton en Healthcare 30/11/2016 · 2 min de lectura · +100

Steps To Take After an Auto Accident

Steps To Take After an Auto Accident

The moments after a car accident can be some of the toughest ones to deal with. There are moments of panic as you try to determine if you and your passengers are injured. The adrenaline coursing through your veins can make it difficult to think properly. And, one of the scariest thoughts of all is questioning who was at fault and how much this is going to ultimately cost you.

By following a few simple steps, you can dramatically reduce the stress and worry that can come in the time after a car accident. For example:

1. Check for injuries

This is the most important step after an accident, making sure that everyone in your vehicle is safe and not in immediate physical danger. If there is any question, call 911 immediately to get emergency services on the way to take seriously injured parties to a nearby emergency room, as well as to dispatch police to the accident site to begin their investigation. It is always better to be safe than sorry. Be aware that the shock of a car accident may be masking any injuries that might have occurred. Check your health insurance and ensure it is up-to-date. Even if everyone in your vehicle seems healthy, make sure everyone gets checked out by a family physician as soon as possible after the accident - the hidden injuries that can result from a car accident can have long-lasting consequences if left untreated.

2. Do not claim responsibility

Though the blame may seem very apparent to you, there are always factors involved in an auto accident that you are unaware of. After taking care of anyone who is seriously injured, exchange insurance information with the other driver and then wait patiently for police to arrive. Do your best to resist the temptation to rehash the accident with the other driver.

3. Call your insurance company

Your car insurance company should be the first number you call after reporting the accident and taking care of anyone who might need emergency medical care. Your insurance company has teams of adjusters, investigators and body shops set up to handle the exact situation you are currently in - make sure you let them do their jobs. Though the volume of questions they ask may seem frustrating in the moments after an accident, every bit of information they get from you now can be helpful in the weeks and months to come as your claim is processed.

4. Double-check the numbers

Your insurance company will arrange for you to get your car to a local shop if you do not have a mechanic you work with on a regular basis. Once the initial evaluation of the damage to your vehicle is complete, be aware that this is not necessarily the number you are stuck with. You can always get different insurance quotes from another shop or mechanic if you are uncomfortable with the numbers quoted to you by the initial shop. Do not accept any numbers you feel are incorrect, but ask for clarification and additional investigation until you are satisfied with the outcome of the repairs on your vehicle. Remember, the insurance company works for you - not the other way around.

By following these simple steps you can dramatically ease the stress and anxiety surrounding an accident - from the moments immediately afterward all the way through the repair or replacement of your vehicle. Your insurance company will be your partner through the process, but remember that the care for your vehicle is ultimately yours, no matter who was determined to be at fault in your auto accident. Diligently shopping for coverage and working closely with your insurance company after an accident are the key steps to making sure that you are back on the road in good health as soon as possible.