What to do When You Get into an Accident
You might be involved in an auto accident at some point in your life. If this is the case, it is very important that you know what to do. There is a specific procedure that all car accident victims need to go through in order to ensure a positive outcome. Your insurance company needs to be involved from the very beginning. You will be much better off if you provide your insurance company with as much information as possible about the circumstances surrounding the accident. Here are the things you should do immediately following a car accident.
1. Make other drivers aware of the crash scene.
This is especially important if your crash occurs on a freeway or other road with a high speed limit where cars will be approaching very fast. You should keep your car's emergency flashers on and set up flares so that approaching vehicles can avoid any stopped cars in the road.
2. Contact the local police department.
It is always a good idea to get a police report. You can provide your insurance company with the police report to help the claims process go much more smoothly. This report is an official record of all the facts surrounding the accident. Your insurance company will need this in order to do their job more efficiently when you eventually file a claim with them.
3. Contact your insurance company.
Your next call after the police should be to your insurance provider. It is essential that they know all of the details of the accident as soon as possible. You need to be in constant contact with your insurance company through every step of this process. Always call your provider immediately with any new developments that they should be aware of. Send them a copy of the official police report so that they can review it and use the information it contains to start processing your claim. It is always a good idea to compare insurance quotes when you are looking for a provider.
4. Take pictures of the accident scene.
You should do your best to be very thorough in the way you document the accident scene. One of the most important things that you need to do is take pictures so that you have an accurate record of what the scene looked like at the time of the accident. This will give you proof of how all of the vehicles involved were positioned when the accident occurred. This could be essential evidence that can be used to determine liability if it is unclear who is responsible for causing the accident. You should also send all of the pictures you take to your insurance provider so they can add these to the file for your claim.
5. Talk to any people who witnessed the accident.
You can never be sure how much information you will need. You might find yourself in a situation where you are in a lawsuit with another driver who was involved in the accident. You need to make sure that you are prepared with as much evidence as possible that supports your innocence. You might need to use this evidence to defend yourself in a court of law. Therefore, you should get the names, addresses and phone numbers of all people who were in the vicinity of the accident and might have seen something important. Give all of this witness information to your lawyer and your insurance provider.
6. Exchange insurance information with other drivers.You need to make sure you get all of the insurance information of any other drivers who were involved in the accident. You should also give your insurance info to them. Make sure you ask to see a valid proof of insurance card so you know the information they are giving you is accurate. Provide the insurance details of the other drivers to your insurance provider right away.