Four Reasons to Take Safe Online Shopping Seriously
In a world in which many people are turning to the Internet to get groceries instead of going to the market, there's a fair chance that fraud and curious practices could be taking you to the bank. Online shopping is a great resource that can save you time and money. But it won't be that efficient if you get taken advantage of, and that's why it's so important for you to practice safe online shopping. Read on to learn our top four reasons you should be taking online shopping seriously before you buy:
Reason #1: You could be the victim of fraud
It's very common even on the safest websites and with reputable companies -- Target, anyone? -- for there to be a security breach from time to time. That's why a site that is trusted and has been encrypted is the only site that you should pass along your personal financial information to. In addition, make sure you are always using a secure Internet connection when sharing personal information. If you don't take these measures, you could end up becoming the victim of bank or credit card fraud.
Reason #2: A password breach could lead to other account breaches
Unfortunately, many people use the same password for multiple accounts -- a big no-no in the world of online shopping. If your account on one website is breached, then your passwords on other sites could be as well -- especially if you've used a similar or the same password. To avoid this, make sure you are using different passwords and that you are changing your passwords every few months.
Reason #3: You may disclose too much private information
Websites do a tricky thing to consumers sometimes: They ask for more information than they really need, but they present it in such a way that it looks required. A great example of this is a voter registration. Sometimes forms ask for your social security number and your driver's license. But you should not be sharing your social security number with anyone online. If a vendor needs to verify your identity using something as personal and important as a social security number, then this is something you can do over the phone or in person.
Reason #4: You could be the victim of dynamic pricing
Add the costs involved in online shipping and handling systems, and you could be spending more money than if you bought the product at a store. To prevent this from happening, make sure you clear your cookies before you start browsing a site. You'll need to do this every time. Or, disable cookies when you know you're going to be online shopping.
Proceed ahead with your online buying, but keep in mind you must remain vigilant if you don't want to become the victim of online fraud or unfair pricing. Do your homework, research sites and don't give your personal information to a site unless you know with 100 or more percent that it is safe. You don't want to become the victim of identify theft or fraud, and that means you should start with using only secure websites. Be safe out there as you fill that online shopping cart!