Are you Planning your Retirement yet?
I came across a great tool to help plan for retirement or goal setting. It was the retirement calculator. This tool is very cool. The main question most people have on there mind is, “How much $ do I need to retire or to reach my goal?”
This tool will calculate the amount in present or future dollars. You just put in the missing info such as your saving rate, current income, and such.
While playing with this tool, something I noticed was no matter I made my current income, If I wanted to retire at 67 at the same lifestyle, I need to save at least 15% of my income. This is sometimes hard for people. So after you get your number, make a plan on saving. If that is not an option, then a second and much faster option is to create another stream of income. Yet, others are asking themselves, "how do I create more income?"
Remember, this is a fun tool, choose your goal date, and your income lifestyle amount. Now use the income Calculator below.
Now, that you have this number, write it down to make it physical. This is the finish line. Now create a plan to achieve this number. Once you have done this you have a map, with a destination. So, the rest is up to you. Go!!!
I came to a realization that to even retire at the lifestyle I am now at age 67, I still needed to find a way to increase my income my just a few hundreds to put into my saving every month. This is my I began working my System.
This reason I loved this calculator is it gave me the first number I needed to achieve in my goals. I had always said, "I want more money." Yet, I never put an actual amount to this sentence. Therefore, I could not break down a goal into a daily action plan.
Click Here to find your Goal Retirement Amount
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