- Entry level
- No Education
- Salary to negotiate
- Milton Keynes
Retail Credit Underwriter x 2 (one permanent and one 12 month Fixed term contract available)
We are currently looking for two Retail Credit Underwriter to work in our Dealer Service Centre where you will be responsible for ensuring an efficient and empathetic underwriting service to the dealer network.
Making credit decisions on consumer and corporate proposals you will adopt an analytical approach taking into account credit and asset risk and where necessary making direct contact with customers and professional bodies. You will communicate rejection decisions and negotiate improved proposal terms to allow a positive outcome. You will take responsibility for, or assist in fraud investigation through the Hunter Detection System.About you
Your strengths will lie in building positive and professional relationships with your key stakeholders, combined with a good head for financial information, interpreting data to facilitate decision making. Your excellent communication skills are what drives your success. You have the tenacity to work in a pressurised environment and are self-motivated to achieve both individual and departmental objectives. You are a strong team player, providing assistance to Dealer Service colleagues during peak periods. You have a good understanding of finance industry legislation with awareness of potential risk and fraud scenarios.
To be successful in this role, you will have:
- Numerate and proven analytical skills with the ability to interpret financial information to facilitate strong decision-making
- Clear, concise written and verbal communicator with good negotiation skills
- Self-motivated with the ability to work within a pressurised environment whilst maintaining focus on personal, departmental and company objectives
- Good understanding of finance industry legislation including Data Protection Act, Consumer Credit Act and Anti-Money Laundering
- Preferably knowledge of MBFS product portfolio, procedures and systems (Phoenix, e-POS, Goldmine, SAP, word, excel)
- A lateral thinker with awareness of risk and potential fraud scenarios
Aside from an excellent salary and bonus structure which rewards personal and business success, you’ll receive medical insurance, an excellent pension scheme, flexible benefits including options on annual leave, gym membership and life insurance and market leading professional and personal development. Plus access to our Company car scheme.
Please include a full, current CV when applying alongside an indication of your salary expectations. The Mercedes-Benz recruitment process reflects our obligations under relevant UK legislation. Whilst all applications are carefully considered, we are only able to progress applications from candidates who have the right to work in the United Kingdom.
About the company
Daimler AG is one of the world’s most successful automotive companies. With its divisions Mercedes-Benz Cars, Daimler Trucks, Mercedes-Benz Vans, Daimler Buses and Daimler Financial Services, the Daimler Group is one of the biggest producers of premium cars and the world’s biggest manufacturer of commercial vehicles with a global reach. Daimler Financial Services provides financing, leasing, fleet management, insurance, financial investments, credit cards, and innovative mobility services.
The company’s founders, Gottlieb Daimler and Carl Benz, made history with the invention of the automobile in the year 1886. As a pioneer of automotive engineering, Daimler continues to shape the future of mobility today: The Group’s focus is on innovative and green technologies as well as on safe and superior automobiles that appeal to and fascinate. Daimler consequently invests in the development of alternative drive trains with the long-term goal of emission-free driving: from hybrid vehicles to electric vehicles powered by battery or fuel cell. Furthermore, the company follows a consistent path towards accident-free driving and intelligent connectivity all the way to autonomous driving. This is just one example of how Daimler willingly accepts the challenge of meeting its responsibility towards society and the environment.
The brand portfolio of Daimler comprises Mercedes-Benz, Mercedes-AMG, Mercedes-Maybach, Mercedes me, smart, EQ, Freightliner, Western Star, BharatBenz, Fuso, Setra, Thomas Built Buses as well as Mercedes-Benz Bank, Mercedes-Benz Financial Services, Daimler Truck Financial, moovel, car2go and mytaxi.